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CASH Act 2020 Calculator — $2,000 Stimulus Estimator

The CASH Act 2020 proposed $2,000 per eligible adult plus $500 per qualifying dependent — triple the $600 second-round stimulus. Enter your filing status, AGI and number of dependents to estimate what you would have received if the Act had been signed into law.

Filing status

USD

Your total gross income minus above-the-line deductions from your 2019 or 2020 tax return
Children under 17 or other qualifying dependents — $500 per dependent
Estimated CASH Act payment
$2,000

Estimated stimulus under CASH Act 2020 ($2,000/adult + $500/dependent, phased out by AGI)

Adult portion
$2,000
Dependent portion
$0
Full payment (no phase-out)
$2,000
Phase-out reduction
$0

$2,000

Payment

Adult portion

100%

Step by step
  1. 1

    Adult base payment

    1 × $2,000 = 2,000
  2. 2

    Dependent base payment

    0 × $500 = 0
  3. 3

    Total base payment

    2,000 + 0 = 2,000
  4. 4

    Phase-out reduction

    ⌊(60,000 − 75,000) ÷ 100⌋ × $5 = 0
    $5 reduction for every $100 of AGI above the phase-out threshold.
  5. 5

    Estimated payment

    2,000 − 0 = 2,000
Lock the current result, then change any input to compare scenarios.
Results are estimates for general information only and are not professional advice — always verify important results independently before relying on them. This is not financial, investment or tax advice; consult a qualified professional. Read the full disclaimer.
Quick answer

How does this calculator work?

The CASH Act 2020 proposed $2,000 per adult and $500 per dependent, phased out by $5 for every $100 of AGI above $75k (single), $112.5k (head of household), or $150k (married). The Act never became law; the enacted 2021 stimulus was $1,400 via the American Rescue Plan.

Formula
Payment = max(0, Adults × $2,000 + Dependents × $500 − max(0, ⌊(AGI − Threshold) / 100⌋ × $5)) • Thresholds: Single $75k · HoH $112.5k · MFJ $150k
How this is calculated

The CASH Act 2020 (Caring for Americans with Supplemental Help Act) passed the US House of Representatives on 28 December 2020 and would have raised the second round of COVID stimulus from $600 to $2,000 per adult. It was blocked in the Senate and was never signed into law — the actual third-round payment of $1,400 arrived in March 2021 via the American Rescue Plan Act.

This calculator models the CASH Act payment structure. The base payment is $2,000 per eligible adult (one for single filers and heads of household, two for married couples filing jointly) plus $500 per qualifying dependent child under 17. The payment phases out by $5 for every $100 of adjusted gross income (AGI) above the applicable threshold: $75,000 for single filers, $112,500 for heads of household, and $150,000 for married filing jointly. Because the phase-out rate is $5/$100 = 5%, a single filer with no dependents (base $2,000) would have been fully phased out at $75,000 + $2,000 / 0.05 = $115,000.

The inputs use 2020 CARES Act eligibility rules as a proxy; you would need to meet the standard eligibility criteria (Social Security number, not a dependent, US resident). All figures are based on the text of H.R. 9051 and reflect the proposed amounts, not any enacted law.

Frequently asked questions

No. The CASH Act passed the House on 28 December 2020 but Senate Majority Leader Mitch McConnell blocked a Senate vote. The actual third-round stimulus — $1,400 per adult — was later enacted in March 2021 through the American Rescue Plan Act (ARPA).

Under the CASH Act structure, a single filer with no dependents (base $2,000) would be fully phased out above $115,000 AGI. A married couple with no dependents (base $4,000) would phase out completely above $230,000. Add $500 per dependent to the base to find your break-even AGI.

No — the phase-out reduces the total combined payment (adults + dependents). The $5-per-$100 reduction applies to the entire base amount. This calculator applies the reduction to the total and allocates any remaining payment first to the adult portion.

Also known as

cash act 2020 stimulus calculator
caring for americans supplemental help act
$2000 stimulus check calculator
stimulus payment income phase-out
cares act stimulus estimator
covid stimulus check by income
second round stimulus $2000

APA

TG we-Calculate Editorial Team. (2026). CASH Act 2020 Calculator — $2,000 Stimulus Estimator [Online calculator]. TG we-Calculate. https://we-calculate.com/calculator/cash-act-2020-calculator

Chicago

TG we-Calculate Editorial Team. "CASH Act 2020 Calculator — $2,000 Stimulus Estimator." TG we-Calculate. 2026. https://we-calculate.com/calculator/cash-act-2020-calculator.

IEEE

TG we-Calculate Editorial Team, "CASH Act 2020 Calculator — $2,000 Stimulus Estimator," TG we-Calculate, 2026. [Online]. Available: https://we-calculate.com/calculator/cash-act-2020-calculator

BibTeX

@misc{wecalculate_cash_act_2020_calculator, title = {CASH Act 2020 Calculator — $2,000 Stimulus Estimator}, author = {{TG we-Calculate Editorial Team}}, howpublished = {\url{https://we-calculate.com/calculator/cash-act-2020-calculator}}, year = {2026}, note = {TG we-Calculate} }

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