Biweekly Pay Calculator — Net Paycheck Estimator
Enter your annual salary and estimated tax rates to see your gross and net biweekly paycheck, with a breakdown of every deduction.
$
%
%
$
Take-home pay after estimated taxes and deductions
$1,685.1
net / paycheckNet pay
58.4%
Federal tax
22%
State tax
5%
FICA
7.6%
Other
6.9%
- 1
Gross biweekly pay
75,000 ÷ 26 = 2,884.62 - 2
FICA (SS 6.2% + Medicare 1.45%)
2,884.62 × 7.65% = 220.67 - 3
Federal withholding
2,884.62 × 22% = 634.62 - 4
State withholding
2,884.62 × 5% = 144.23 - 5
Biweekly net pay
2,884.62 − 220.67 − 634.62 − 144.23 − 200 = 1,685.10
How does this calculator work?
Your biweekly gross pay is your annual salary divided by 26. Subtract estimated federal tax (your bracket rate), state tax, FICA (7.65% employee share), and any fixed deductions to get your net paycheck. This calculator shows the split and the donut to see where every dollar goes.
Formula
How this is calculated
With 52 weeks in a year, biweekly employees receive 26 pay cheques (two per four-week month, plus two "extra" cheques in the two months that fall five weeks apart). Gross biweekly pay is simply your annual salary divided by 26.
From that gross the calculator subtracts four deduction types: federal income tax (entered as a flat effective or marginal rate — you can look yours up from IRS tax tables or use last year's Form W-2 effective rate), state income tax, FICA payroll taxes (Social Security at 6.2% + Medicare at 1.45% = 7.65% for employees, 2024 figures), and any fixed per-paycheck deductions such as health insurance premiums, 401(k) contributions or FSA deposits.
This is an estimate, not a precise withholding calculation. Your actual federal withholding depends on your W-4 allowances, filing status, and any additional withholding you have elected. Use this calculator as a budget planning tool, then compare to your actual pay stub.
Frequently asked questions
Exactly 26. Because 52 weeks ÷ 2 = 26, which means two months of the year will have three pay dates instead of two. If you budget monthly from biweekly income, remember that those "three-paycheck months" are great times to make extra debt payments or boost savings.
Biweekly means paid every 14 days — always the same day of the week, yielding 26 paychecks. Semi-monthly means paid twice a month on fixed calendar dates (e.g. 1st and 15th), yielding exactly 24 paychecks per year. Annual pay divides by 26 for biweekly or by 24 for semi-monthly.
The employee share is 6.2% Social Security (on wages up to $168,600) plus 1.45% Medicare, totalling 7.65% for most workers. High earners pay an additional 0.9% Additional Medicare Tax on wages above $200,000 ($250,000 for married filing jointly), which this calculator does not model — adjust the "other deductions" field to account for it if relevant.
TG we-Calculate Editorial Team. (2026). Biweekly Pay Calculator — Net Paycheck Estimator [Online calculator]. TG we-Calculate. https://we-calculate.com/calculator/biweekly-pay-calculator
TG we-Calculate Editorial Team. "Biweekly Pay Calculator — Net Paycheck Estimator." TG we-Calculate. 2026. https://we-calculate.com/calculator/biweekly-pay-calculator.
TG we-Calculate Editorial Team, "Biweekly Pay Calculator — Net Paycheck Estimator," TG we-Calculate, 2026. [Online]. Available: https://we-calculate.com/calculator/biweekly-pay-calculator
@misc{wecalculate_biweekly_pay_calculator, title = {Biweekly Pay Calculator — Net Paycheck Estimator}, author = {{TG we-Calculate Editorial Team}}, howpublished = {\url{https://we-calculate.com/calculator/biweekly-pay-calculator}}, year = {2026}, note = {TG we-Calculate} }
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