Currency Converter
Convert money between major currencies using daily exchange rates.
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Examples
| Input | Result |
|---|---|
| Convert 100 EUR to USD at a rate of 1.08 USD per EUR | 108.00 USD (100 x 1.08) |
| Convert 250 USD to EUR at a rate of 1.08 USD per EUR | 231.48 EUR (250 / 1.08) |
| Convert 500 GBP to USD, cross-rate via EUR (GBP/EUR 1.17, EUR/USD 1.08) | 631.80 USD (500 x 1.17 x 1.08) |
| Convert 1000 JPY to EUR at a rate of 160 JPY per EUR | 6.25 EUR (1000 / 160) |
About this calculator
A currency converter translates an amount of money from one currency into another using an exchange rate. This calculator uses the European Central Bank (ECB) reference rates, which are published once each working day around 16:00 CET and are widely treated as a neutral, transparent benchmark for the euro against major world currencies.
The math is a simple proportion. Every rate expresses how many units of the target currency one unit of the base currency buys. To convert, you multiply your amount by the rate from base to target. When neither currency is the euro, the tool quietly routes the conversion through the euro: it first converts your amount into euros, then converts the euros into the target currency. This cross-rate approach keeps every pair consistent with the same official table.
To use it, type the amount you want to convert, pick the currency you are converting from, and pick the currency you are converting to. The result updates instantly. You can swap the two currencies with one click to see the reverse conversion, and the underlying rate is shown so you can sanity-check the figure.
Read the result as an indicative reference value, not a price you will actually be charged. ECB reference rates sit in the middle of the market (the mid-market rate). A bank, card issuer, or exchange bureau adds a margin or spread on top, so the amount you receive in a real transaction is usually a little less favourable than the figure shown here.
The most common mistake is mixing up direction: converting USD to EUR uses a different multiplier than EUR to USD. Also remember that reference rates are a daily snapshot, so they will not match the live tick-by-tick rate on a trading platform. For everyday budgeting, travel estimates, and invoice checks they are more than accurate enough.
Frequently asked questions
It uses the European Central Bank (ECB) euro reference rates. The ECB publishes these once per working day at roughly 16:00 Central European Time, based on a regular daily concertation between central banks across Europe and worldwide.
ECB reference rates are mid-market rates, sitting halfway between the buy and sell price. Banks and exchange providers add a spread or commission, so a real-world transaction typically gives you slightly fewer units than this reference figure suggests.
It cross-converts through the euro. For example, to convert US dollars to British pounds, it first converts dollars to euros, then euros to pounds. This keeps every currency pair consistent with the single official ECB rate table.
No. ECB reference rates are a once-daily snapshot, not a live market feed. They are ideal for budgeting, travel planning, and invoice checks, but they will not match the second-by-second prices on a trading platform.
The ECB does not publish new rates on weekends or TARGET closing days, so the converter shows the most recent published rate. Expect figures to remain unchanged from Friday until the next working day.
For estimates, yes. For contracts, accounting, or large transfers, confirm the exact rate and fees with your bank or provider, since the amount actually settled will include their margin and may use a different timestamp.
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