HEALS Act Stimulus Check Calculator — 2020 Senate Proposal
Find your estimated stimulus payment under the HEALS Act (Senate Republican proposal, July 2020): $1,200 per adult plus $500 per qualifying child, phasing out at 5% above $75,000 AGI (single) or $150,000 (joint). Payment amounts are editable.
Filing status
USD
USD
USD
Full payment — income is below the phase-out threshold.
- 1
Full payment (before phase-out)
1 × 1,200 + 0 × 500 = 1,200Adults times per-adult amount plus qualifying children times per-child amount. - 2
Income above threshold
65,000 − 75,000 = 0 - 3
Phase-out reduction (5%)
0 × 5% = 0 - 4
Stimulus payment
max(0, 1,200 − 0) = 1,200
How does this calculator work?
HEALS Act payment = adults × $1,200 + children × $500, reduced by 5% of AGI above $75 k (single) / $150 k (joint). Single filer phases out completely at $99 k; married with 2 children at $218 k. The HEALS Act was not enacted (2020); CARES Act used identical check amounts and thresholds.
Formula
How this is calculated
The HEALS Act (Health, Economic Assistance, Liability, and Schools Act) was a Republican-led Senate proposal from July 2020. Its direct-payment structure mirrored the enacted CARES Act (March 2020): $1,200 per eligible adult (maximum two per married household) plus $500 for each qualifying child under 17. The phase-out began at $75,000 AGI for single filers, $112,500 for heads of household, and $150,000 for married couples filing jointly — reducing by $1 for every $20 of income above those thresholds (a 5% rate).
Under this formula, a single adult with no children received the full $1,200 up to $75,000 AGI, then $0 at $99,000 ($75,000 + $1,200 / 0.05 = $99,000). Each child shifted the zero-point upward by $10,000 ($500 / 0.05). For a married couple with two children: full payment $2,400 + $1,000 = $3,400; zero at $150,000 + $3,400 / 0.05 = $218,000.
The HEALS Act was not enacted. Congress later passed the Consolidated Appropriations Act 2021 (December 2020) providing $600 per adult and $600 per child. The American Rescue Plan (March 2021) provided $1,400 per person. This calculator models the HEALS/CARES structure with editable amounts for scenario comparison.
Frequently asked questions
No. The HEALS Act was proposed by Senate Republicans in July 2020 and served as a negotiating counterpart to the House Democrats' HEROES Act. Neither was enacted in its original form. The Consolidated Appropriations Act 2021 (December 2020) authorised $600 checks, and the American Rescue Plan 2021 provided $1,400 checks.
The direct-payment provisions of the HEALS Act were essentially identical to the enacted CARES Act: same $1,200/adult + $500/child amounts and the same $75,000/$150,000 phase-out thresholds. The key differences were in enhanced unemployment benefit amounts and the addition of liability protections for businesses — not the stimulus check structure.
For the CARES Act and HEALS Act proposal, a qualifying child is a dependent under age 17 (as claimed on the tax return). The child must also have a Social Security Number. Dependents aged 17 and older — including college students and adult dependents — did not qualify for the $500 add-on.
Also known as
TG we-Calculate Editorial Team. (2026). HEALS Act Stimulus Check Calculator — 2020 Senate Proposal [Online calculator]. TG we-Calculate. https://we-calculate.com/calculator/stimulus-check-heals-calculator
TG we-Calculate Editorial Team. "HEALS Act Stimulus Check Calculator — 2020 Senate Proposal." TG we-Calculate. 2026. https://we-calculate.com/calculator/stimulus-check-heals-calculator.
TG we-Calculate Editorial Team, "HEALS Act Stimulus Check Calculator — 2020 Senate Proposal," TG we-Calculate, 2026. [Online]. Available: https://we-calculate.com/calculator/stimulus-check-heals-calculator
@misc{wecalculate_stimulus_check_heals_calculator, title = {HEALS Act Stimulus Check Calculator — 2020 Senate Proposal}, author = {{TG we-Calculate Editorial Team}}, howpublished = {\url{https://we-calculate.com/calculator/stimulus-check-heals-calculator}}, year = {2026}, note = {TG we-Calculate} }
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